Licensed Money Lender Singapore Built on Trust
8 Years of Brand Reliability for a Singapore Lender
Accredit® stands as established and low interest licensed moneylenders in Singapore, serving a growing community of borrowers who value transparency, speed and professionalism.
We do not compete on flashy promises or unrealistic approvals. We compete on credibility, consistency and customer trust earned over 8 years of steady growth.
- High legitimacy as we have 4 physical outlets in Singapore
- Providing 30 minutes loan approvals for individuals seeking urgent loans
- Detailed loan contract explanation making us to be the honest and the best money lender Singapore
About Us
Our True Story:
Your Best Licensed Money Lender in Singapore
Since 2018, we are a licensed money lender registered under the licensed moneylenders list by Ministry of Law (MinLaw). From a single outlet to four fully operational branches, our expansion was driven by repeat borrowers, referrals and walk-in. Our offices are located near to MRT stations and bus stations compare to other licensed moneylenders, making it convenient for people to apply for loans.
Strong Customer Referrals
A large portion of our growth came from satisfied customers recommending us to family and friends.
Compliance and Credibility
Operating strictly within Singapore’s regulatory framework
Strategic Accessibility
Expanded strategically across Singapore to make our services more accessible and convenient for borrowers.
3000+ Reviews in Total 4 Outlets
Loan Solutions for Every Life Stage
We offer four specialised loan categories tailored to Singapore market. For example, we specialise in personal loans solutions, solving your credit solutions, lifestyle financing and helping you reclaim financial freedom through debt optimisation.
Personal Loan Solutions
Talk to our financial consultant for personal financial solutions tailored with competitive interest rates and terms.
Learn More about Personal Loan
Credit Solutions
Urgent need fast cash or a short term loans? Instant approval in minutes with Singpass verification.
Learn More about Credit Solutions
Lifestyle Financing
Lifestyle financing loan covers a broad spectrum of life’s most significant milestones.
Learn More about Lifestyle Financing
Refinancing Your Debt
Not good at debt management? We can combine all your debts into one easy payments with flexible restructuring.
Learn More about Debt RefinancingOur loan Process
Here’s why we are different from other lenders
3 Simple Steps to apply your quick loan
Step down to our physical office
Skip the endless back-and-forth of emails. As a legal money lender Singapore, we prioritize your data security. Simply drop by any of our 4 convenient locations for a face-to-face verification. Our consultants are trained to provide a welcoming environment where you can discuss your financial needs in total privacy.
Pro Tip: Bring your NRIC and proof of income (SingPass login) to expedite the process.
Comprehensive Assessment of Your Loan Eligibility
We believe in responsible lending. Our staff performs a real-time evaluation of your borrowing capacity based on your current income and Moneylenders Credit Bureau (MLCB) profile. Unlike automated systems that often say “no” without context, our 8 years of experience allow us to look at your unique situation to find a best loan repayment structure that actually fits your monthly budget.
Immediate Approval and On-The-Spot Loan Disbursement
Once your loan is structured and the contract is explained to you in detailed (as per MinLaw regulations), we move to instant fulfillment. There are no “processing days” or “hidden waiting periods.” Sign your contract and receive your funds via PayNow or Cash on-the-spot before you leave our office.
We have reliable and significant customer reviews on Google
why choose us
Why Accredit® pride as a famous licensed moneylenders in Singapore？
With over 8 years of dedicated service in Singapore, we understands that every financial journey is unique. We’ve grown to 4 islandwide outlets by focusing on one simple thing: putting our clients’ needs before our numbers. Experience a licensed moneylending process built on empathy, speed and total transparency.
A Team That Actually Listens
Our professional loan officers take time to understand your unique story. We offer empathy and expert advice at every branch.
Get Loan Faster, Provide Instant Disbursement
Experience our ultra-fast Myinfo processing. Get your cash on the spot at any of our 4 outlets in Singapore.
Payment that You Can Actually Afford
We re-design loan structures which fit your condition. Enjoy manageable terms with no hidden interest charge to the sum borrowed.
Bank-Grade Data Privacy & Security
Your privacy is our priority. We use advanced encryption and PDPA standards to keep your information secure.
Get your free consultation by filling this simple form
While many licensed moneylenders focus solely on transactions, Accredit® Loan focuses on the individual with 8 years of operational excellence and 4 strategically located outlets across Singapore.
Schedule an AppointmentMoney Lender in Yishun
+65 6219 2662
Money Lender in Tampines
+65 6226 2662
Money Lender in Hougang
+65 6245 2662
Money Lender in Jurong
+65 6261 2662
FAQ
Why should I choose Accredit® as my first choice lenders?
The reason you should consider us first is that we are the only licensed lending institution in Singapore with 4 branches. Our offices are located near to MRT stations and bus stations which are convenient for all types of customers.
Therefore, we do offer a variety of loans, such as personal loan, business loan and renovation loan, as well as provide debt relief for overly indebted borrowers. We also provide free loan consultation services to help you reduce loan costs.
How can I check whether a money lender is licensed or not?
Check their licence numbers and business addresses.
In Singapore, all licensed money lenders are registered with Registry of Moneylenders. These licensed lenders each have their own licence number. This licence no. is issued by the Registry of Moneylenders and must be renewed annually. For example, Accredit Pte. Limited’s licence no. is 46/2026.
If you are not sure whether the moneylenders are legal or not, click here to view the complete list of licensed moneylenders in Singapore. This licensed moneylender list will be updated every month.
Who is eligible to apply for a loan with Accredit® or a licensed moneylender?
To apply for a loan from us or a licensed moneylender, you must be a Singapore Citizen, Permanent Resident or Foreigner with a valid Work Permit/E-Pass.
You must be at least 21 years old and employed in Singapore before you visit to apply for a loan.
What are the documents I need to bring to apply for loans?
Please bring your NRIC/FIN and your Singpass login device. For foreigners, we also require a proof of residence such as utility bill or tenancy agreement.
Some of the documents like CPF contributions history and also Notice of Assessment (NOA) may help in applying for personal loan with a lower interest rate.
How to apply for debt consolidation loan in Singapore?
To apply for a debt consolidation loan in Singapore, submit an application to participating banks or licensed moneylenders with your NRIC, credit bureau report and proof of income via Singpass. If you choose licensed money lenders, you will typically need to visit their physical office for a quick, face-to-face verification.
Once approved, the lender will pay off your multiple outstanding unsecured debts and merge them into a single, structured monthly installment. Please review the interest rates and repayment terms carefully before signing the loan agreement to ensure the new plan fits your budget.
Do you accept borrowers with a low credit score?
Yes. We will look at your current repayment ability and discuss how much you can borrow rather than just only look into your past history.
Submit your online loan application here to get a lower interest rate loan from us. Terms & Conditions applied.Are there any hidden “upfront” fees?
We are confident to transparent about all fees to borrower and ensure that no hidden fee or interest. We will only collect 10% of administration fee on principal of the loan.
Unlike unlicensed lenders, they use tricks to charge for a very high interest rate for the loan.
How long does the loan approval process take?
Typically within 15 to 30 minutes.
We recommend that all clients submit their loan applications online before visiting our office. Click here to apply now. Our professional loan officers will contact you within minutes after we receiving your online loan application.
We will assist you in booking an appointment by phone or text message. By this way, you won’t have to worry about long waits during peak hours or when walking in.
Is my personal data safe with Accredit®?
Your privacy is our main priority. Accredit® is strictly PDPA compliant and use bank-grade encryption for all digital data. Unlike illegal money lenders or scam, they may upload your personal data like your selfies and home address to social media platforms if you refuse to repay.
Do not apply loans from unlicensed money lenders that advertised in social media platforms. By law, licensed money lenders can only advertise in three places: print or online directories, their official websites and inside or on the exterior of their physical offices.